Pet insurance helps cover unexpected veterinary costs so you can make decisions based on your pet's health, and not your bank account. Dogs and cats 8 weeks or older may be eligible, regardless of whether you currently have other policies with us.

Policies may include coverage for:

• Accidental injuries, including damage to permanent teeth
  
• Illnesses such as cancer, influenza, and kennel cough
  
• Ingestion of foreign objects
  
• Hereditary and congenital conditions
  
• Behavioral therapy and alternative medicine
  
• Euthanasia, cremation, and accidental death
  

You can visit any licensed veterinarian, specialist, or emergency clinic — no network restrictions.

You customize your plan by choosing:

• Annual coverage limit — the maximum your policy pays per year
  
• Deductible — what you pay before coverage kicks in
  
• Reimbursement percentage
  

Choosing a higher deductible or lower reimbursement percentage can reduce your monthly premium.

Add preventive care coverage for routine needs, which may include:

• Wellness exams
  
• Vaccinations and boosters
  
• Routine dental cleanings
  
• Flea and tick prevention
  
• Heartworm testing and medication
  
• Prescription medications
  

Updated June 2026 by Christy Hogan