You need experienced professionals on your side. From buying land, to construction, and day-to-day operations. We have the knowledge, and relationships, to advise of the risks an owner faces and put the proper coverages in place, before a loss occurs.

What keeps you up at night? 

At the end of the day, we are problem solvers, and if we do our jobs well we are problem preventers 

• Profitability & Growth
• Reducing Liability
• Contractual Compliance 

Court decisions, coupled with new state statutes, are holding vendors of alcoholic beverages increasingly responsible for damages under liquor liability laws. Nevertheless, liquor liability insurance continues to be a quiet, if not dwindling, market around the country. In fact, more than half the establishments serving alcohol in the United States choose to operate without liquor liability insurance coverage.

We make the liquor liability insurance process as simple as possible. By filling out a simple online form, our expert agents will shop the market for you and get you the best possible coverage. We pride ourselves on taking care of our clients and their interests.

When an intoxicated patron leaves your bar or store, gets into his car, drives, and commits vehicular manslaughter, the victim’s family could sue the bar for both civil and criminal damages.

Or suppose a restaurant serves alcohol at a catered event, where two guests have a fight, and one incurs serious injuries at the hand of a drunk person.

It’s vital that if your establishment serves alcohol, you protect yourself from potential financial losses by being covered with a liquor liability policy. In the above examples, liquor liability insurance could help cover the bar’s legal costs, court fees, and any civil or criminal damages awarded.

Unfortunately, medium and small businesses are being targeted more and more frequently by ransomware and social engineering attacks. These regular losses are driving market forces to higher rates, more exclusions in policies, and fewer companies competing for your business over all.

Cyber Liability Insurance is often the first line of defense for a small business owner. Knowing your coverages and limits, and how your policy should respond ahead of time can help mitigate your loss from any kind of risk.

As you agent, it is our job to help provide this information and ensure the coverage you are buying applies to all operations.

We specialize in covering local businesses like yours. We have everything you need right here, including:

• Monthly payment options
• Coverage of temporary staff
• Claims responsiveness
• Tailored coverage
• Knowledgeable agents
  

While most insurance products are similar in price and function, insurance providers vary when it comes to structuring a policy tailored to you.

After all, there’s no such thing as a one-size-fits-all insurance policy when it comes to your business.

Contact us today, and we'll help you protect what matters most.