In Houston, hurricane season is a reality we must all prepare for. From heavy rains and high winds to flash flooding and power outages, the risks are real—and so is the peace of mind that comes from being ready. Anywhere it rains, it can flood. That’s why we encourage every homeowner and business owner to take proactive steps now to protect what matters most.
Here’s a comprehensive Hurricane Risk Mitigation Checklist to help you stay ahead of the storm:
✅ Roofs
- Repair loose or damaged shingles to prevent leaks and wind damage.
- Remove debris that could cause water pooling or become airborne during high winds.
✅ Gutters
- Clear out leaves and debris so water can drain properly.
- Check that the gutter system is working correctly—improper drainage can lead to roof and foundation damage.
✅ Windows
- Inspect window seals for any cracks or gaps.
- Install hurricane shutters or impact-resistant windows where possible.
- Reinforce with storm panels or plywood before a storm hits if shutters aren’t available.
✅ Doors
- Inspect the seals around doors to prevent water intrusion.
- Consider impact-resistant doors for added storm protection.
✅ Garage Doors
- Strengthen garage doors with a bracing system to prevent wind damage.
- Check that doors open and close properly in case a quick evacuation is needed.
✅ Trees
- Trim trees and remove any loose or dead branches that could fall or become projectiles during high winds.
✅ Loose Outdoor Items
- Secure or move inside outdoor furniture, grills, decorations, and equipment.
- Anchor sheds, gazebos, and other structures to prevent damage.
✅ Pools and Patios
- Lower pool water levels to prevent overflow.
- Relocate patio furniture indoors to protect it and prevent it from becoming dangerous debris.
✅ Vehicles
- Move vehicles to a secure location away from trees, power lines, or flood-prone areas before a storm arrives.
✅ Indoor Equipment & Important Documents
- Move electronics and valuable equipment to a higher level to avoid flood damage.
- Place important documents in a waterproof/fireproof safe and store them up high.
✅ Generators
- Test your generator and stock up on fuel now—before the rush.
- Safety first: Never run generators indoors or near windows.
- Install CO2 detectors throughout your home or business to guard against carbon monoxide poisoning.
✅ Document Property and Possessions
- Take photos or videos of your home and belongings now.
- Store that documentation safely—digitally and in a waterproof container.
✅ Emergency Kits
- Discard expired food, water, or medications.
- Restock your kit with essentials like first aid supplies, non-perishable food, and bottled water.
- Charge portable chargers and replace flashlight batteries.
✅ Emergency Plan
- Review and update your emergency plan.
- Make sure all family members or employees know the plan, including meeting points, evacuation routes, and communication plans.
The time to prepare is now—not when a storm is already on the radar. At Associated Insurance Managers, we’re here to help our Houston community stay safe and protected all season long. Whether you need a comprehensive policy review or guidance on flood insurance, we’re only a call away.
📞Contact Us Today to learn more about how we can help protect your home, business, and peace of mind.